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IBPS SO IT Officer · Salary · DA from 1 August 2026

IT Officer salary and pay scale

The Scale I basic pay scale from the IBPS notification, the officer allowances agreed by the Indian Banks’ Association, and a worked estimate of gross monthly pay (before deductions) with the current DA.

  • Basic pay ₹48,480 to start
  • DA 27.83% from 1 August 2026
  • Gross ₹83,360–₹84,329 (before deductions)

An estimate, not a salary slip. Last verified 28 October 2026 against the IBPS notification and the IBA documents.

Scale I

Basic pay scale

The notification gives Specialist Officers, Scale I the basic pay scale ₹48480-2000/7-62480-2340/2-67160-2680/7-85920. Read as stages: it starts at ₹48,480 and rises by annual increments to ₹85,920 after 16 increments. The 9th Joint Note (IBA) has the same scale.

IBPS SO Scale I basic pay scale
StageAnnual incrementIncrementsBasic pay
Increments 1–7+₹2,000 a year7₹48,480 → ₹62,480
Increments 8–9+₹2,340 a year2₹62,480 → ₹67,160
Increments 10–16+₹2,680 a year7₹67,160 → ₹85,920
Whole scale—16₹48,480 → ₹85,920

“The official will be eligible for allowances & perquisites as per rules of the Participating Bank in force from time to time.” (notification)

Source: IBPS official notification CRP SPL-XVI (1 Jul 2026); IBA 9th Joint Note, officers (8 Mar 2024)

IBA rates

Allowances and DA

The notification says allowances follow the bank’s rules. The rates below are the industry-level ones agreed by the Indian Banks’ Association, effective 1 November 2022, and the current DA rate from IBA’s circular.

Officer allowances, Scale I
AllowanceRateSource
Dearness Allowance (DA)27.83% of basic pay, Special Allowance and Learning Allowance, for August, September and October 2026 (from 1 August 2026); revised every quarterIBA circular
Special Allowance26.5% of basic pay (Scale I), with DA on it9th Joint Note
Learning Allowance₹850 a month, with DA on it9th Joint Note
House Rent Allowance (HRA): Major “A” class cities and Project Area Centres in Group A10% of pay (basic pay for a new joiner)9th Joint Note
House Rent Allowance (HRA): Other places in Area I, Project Area Centres in Group B and the State of Goa9% of pay (basic pay for a new joiner)9th Joint Note
House Rent Allowance (HRA): Other places8% of pay (basic pay for a new joiner)9th Joint Note
City Compensatory Allowance: Places in Area 1 and above, and the State of Goa₹2,300 a month9th Joint Note
City Compensatory Allowance: Places with a population of five lakh and over, State capitals, Chandigarh, Puducherry and Port Blair₹1,900 a month9th Joint Note
Location Allowance: centres without CCA₹1,200 a month, no DA on it9th Joint Note

Source: IBA 9th Joint Note, officers (8 Mar 2024); IBA circular CIR/HR&IR/77/D/2026-27/3434: DA for August–October 2026 (3 Aug 2026)

Estimate

Gross monthly pay (before deductions)

An estimate, not a salary slip. It uses the rates above for the first month at the start of the scale, with DA at 27.83% as applicable from 1 August 2026. Your bank pays as per its own rules, so the actual amount can differ. Take-home pay is lower after pension (NPS) contribution, income tax and other deductions (such as professional tax where it applies). They are not included here because none of these sources gives their rates.

Formula: Gross monthly pay (before deductions) = Basic + Special Allowance + Learning Allowance + DA + HRA (+ CCA or Location Allowance), where Special Allowance = 26.5% of Basic, DA = 27.83% of (Basic + Special Allowance + Learning Allowance) and HRA = 10%, 9% or 8% of Basic by area.

Estimated at the start of the scale
ComponentHow it is worked outAmount
Basic pay (start of the scale)IBPS notification₹48,480
Special Allowance26.5% × ₹48,480₹12,847
Learning Allowancefixed₹850
Dearness Allowance27.83% × (₹48,480 + ₹12,847 + ₹850)₹17,304
Subtotal before HRA and CCAsum of the rows above₹79,481
Gross monthly pay (before deductions) by HRA area, estimated
HRA areaHRAHRA amountGross monthly pay (before deductions)
Major “A” class cities and Project Area Centres in Group A10%₹4,848₹84,329
Other places in Area I, Project Area Centres in Group B and the State of Goa9%₹4,363₹83,844
Other places8%₹3,878₹83,360

Add ₹2,300 or ₹1,900 City Compensatory Allowance where it applies, or ₹1,200 Location Allowance at centres without CCA. HRA and CCA areas are defined separately, so they are not combined here.

Amounts rounded to the nearest rupee. DA changes every quarter (1 February, 1 May, 1 August, 1 November); the rate here is for August, September and October 2026.

Source: IBPS official notification CRP SPL-XVI (1 Jul 2026); IBA 9th Joint Note, officers (8 Mar 2024); IBA circular CIR/HR&IR/77/D/2026-27/3434: DA for August–October 2026 (3 Aug 2026)

How many IT Officer posts there are: IBPS SO IT Officer vacancy 2026. How IT Officer compares with the other SO posts: IT Officer vs the other IBPS SO posts.

FAQ

Salary FAQ

What is the starting basic pay of an IBPS SO IT Officer?

₹48,480, the first stage of the Scale I pay scale in the CRP SPL-XVI notification (the same as Officer Scale I in the IBA 9th Joint Note). It rises to ₹85,920 after 16 annual increments.

What is the IT Officer gross monthly pay (before deductions)?

Our estimate for the first month is about ₹83,360 to ₹84,329 depending on the HRA area, plus City Compensatory or Location Allowance where it applies, with DA at 27.83% (from 1 August 2026). Take-home pay is lower after pension (NPS) contribution, income tax and other deductions, which are not included. Each bank pays as per its own rules.

Is IT Officer pay different from a PO’s?

No. Both join in Officer Scale I with the same basic pay scale and the same IBA allowances, so the estimate is the same. Each bank may add its own allowances and perquisites.

How often does DA change?

Every quarter, on 1 February, 1 May, 1 August and 1 November, based on the consumer price index. IBA announces each rate in a circular; the current one is 27.83% for August, September and October 2026.

What other allowances does an IT Officer get?

A Special Allowance of 26.5% of basic pay (Scale I) and a Learning Allowance of ₹850, both with DA on them, HRA of 10%, 9% or 8% of pay by area, and City Compensatory Allowance (₹2,300 or ₹1,900) or a ₹1,200 Location Allowance, depending on the centre.

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